Finance Calculators

Tip Calculator

Use this tip calculator to work out the gratuity on any bill, see the total with tip, and split the cost evenly between people. Enter the bill amount, pick a tip percentage, and set the party size to get the tip per person and total per person in seconds.

Primary answer
Tip amount
Inputs to verify
Bill amount, Tip, and Split between
Use type
Use as a direct calculation check.
Keyword intent
tip calculator

Calculator

Tip Calculator

Calculates tip amount from bill amount, tip, split between. Defaults are filled in so you can review a working example before changing inputs.

Bill amount before tip. Taxes, service charges, coupons, and item-level splits are outside this formula.

%

Use 20 for 20%, not 0.20.

people

Whole number of people sharing the bill.

Result

Result reflects the current submitted inputs.

  • Risk A
  • Reviewed 2026-05-26
  • 2 sources
Tip amount16
Total with tip96
Tip per person16
Total per person96

Breakdown

Bill amount
80
Tip percent
20%
Split count
1
  • Tip percent input 20 means 20%, not 0.20.
  • The bill amount is the base used for the tip calculation.
  • Split count is a whole number from 1 to 1,000.
  • Taxes, service charges, coupons, regional tipping customs, gratuity law, and payment processing are excluded.
  • Intermediate values are not rounded; displayed money-like values round to 2 decimals.

Accuracy notes

Risk level
A
Reviewed
2026-05-26
Sources
2
Primary result
Tip amount

Formula logic is kept in a pure calculator module with fixtures, source notes, and page-visible assumptions.

What the result means

The tip amount is what you add on top of the bill, and the total is what you actually pay. When you are splitting, the per-person figures are the amounts each person owes, including their share of the tip. If you are paying by card and want round numbers, you can nudge the tip percentage up or down a point or two until the total per person lands where you want it.

Tip amountBill amount multiplied by tip percent.
Total with tipBill amount plus the calculated tip.
Tip per personTip amount divided by the number of people.
Total per personTotal with tip divided by the number of people.

Use the result this way

  1. Start with Tip amount, then use supporting outputs for context.
  2. Verify Bill amount, Tip, and Split between before copying the result.
  3. Check the formula, example, and assumptions before reusing the answer.

User job

How to use this calculator

Use Tip Calculator when you need tip amount, then use total with tip and tip per person to check the context for planning conversations, quote comparisons, payment checks, and scenario review.

Best for

  • Comparing one financial scenario with another
  • Preparing questions for a lender, advisor, or statement review
  • Reviewing a default example before entering your own bill amount and tip.

Check before relying

  • Verify rates, fees, timing, taxes, and local rules against official documents before acting.
  • Tip percent input 20 means 20%, not 0.20.
  • The bill amount is the base used for the tip calculation.
  • Source context: OpenStax, reviewed 2026-06-16.

Next useful step

Formula

Tip = bill amount x tip percent / 100. Total = bill amount + tip. Tip per person = tip / number of people. Total per person = total / number of people. A 20% tip on an $80 bill is $80 x 0.20 = $16, for a $96 total. Tip percent is entered as a whole number, so type 20 for 20%, not 0.20.

  • Tipping customs vary by country and service. In the United States, 15% to 20% on the pre-tax total is the normal range for sit-down restaurants, with 20% the common default for good service.
  • Restaurants and bartenders: 15% to 20%. Food delivery: 15% to 20%, leaning higher for long distances, bad weather, or large orders. Taxi and rideshare drivers: 15% to 20%. Hair, beauty, and massage: 15% to 20%. Hotel housekeeping: a flat $2 to $5 per night. Coffee shops and counter service: a dollar or two, or rounding up, is optional.
  • As a quick mental shortcut, find 10% by moving the decimal one place left, then double it for 20% or add half of the 10% figure for 15%.
  • Tip on the pre-tax subtotal if you want to be precise, since tax is a government charge rather than part of the service. Tipping on the post-tax total is common, simpler, and only adds a small amount; either is acceptable.
  • When a check already includes an automatic gratuity or service charge (often for parties of six or more), an additional tip is optional. Check the bill before adding more.

Inputs

Enter three things: the bill amount, the tip percentage, and how many people are splitting the bill. Use the pre-tax bill total as the base if you only want to tip on the food and drink. Set the split count to the number of people sharing the check; leave it at 1 if you are paying alone. The calculator returns the tip, the grand total, and the per-person share so everyone knows exactly what to chip in.

Bill amountBill amount before tip. Taxes, service charges, coupons, and item-level splits are outside this formula.
TipUse 20 for 20%, not 0.20.
Split betweenWhole number of people sharing the bill.

Example

A table of four has an $80 bill and wants to leave a 20% tip. The tip is $80 x 0.20 = $16, making the total $96. Split four ways, that is a $4 tip and $24 total each. For a single diner with a $54.50 bill leaving 18%, the tip is $9.81 and the total is $64.31.

FAQ

How much should I tip at a restaurant?

For table service in the U.S., 15% to 20% of the pre-tax bill is standard. Leave 20% for good service, 15% for average, and more than 20% when the service is exceptional or the party is large.

Is 20% a good tip?

Yes. A 20% tip is at the top of the normal restaurant range and signals you were happy with the service. It is also the easiest to calculate: find 10% of the bill and double it.

How do you calculate a 15% tip?

Take 10% of the bill by moving the decimal one place to the left, then add half of that amount. On a $60 bill, 10% is $6 and half of $6 is $3, so a 15% tip is $9.

Should you tip on tax?

Tipping on the pre-tax subtotal is the technically correct approach, since tax is not part of the service. Many people tip on the post-tax total because it is simpler, and the difference is usually small. Either is fine.

How do you split a tip between people?

Add the tip to the bill to get the total, then divide by the number of people. This calculator does it automatically and shows both the tip per person and the total per person. For an $96 total split four ways, each person pays $24.

Do I have to tip on delivery and takeout?

Tip 15% to 20% on food delivery, more for long distances, bad weather, or large orders. For takeout you pick up yourself, a tip is optional, though rounding up or leaving 10% is a kind gesture for prepared orders.

Sources

Last reviewed: 2026-05-26

Disclaimer

Tipping norms are customs, not rules, and vary by country, region, and service. The percentages here describe common U.S. practice and are guidance only; tip what feels appropriate for the service you received.